Dubai is a magnet for expatriates thanks to its tax-free salaries, luxury lifestyle, and global opportunities. But before making the big move, it's essential to understand what living in this vibrant city will actually cost you. Here's a breakdown to help you prepare.

1. Housing

Housing is likely to be your biggest monthly expense.

  • Luxury Areas (e.g., Downtown, Marina): AED 8,000 to AED 12,000 for a one-bedroom

  • Mid-Range Areas (e.g., JVC, Al Barsha): AED 4,000 to AED 7,000

  • Affordable Options (e.g., Deira, International City): AED 2,500 to AED 4,000

Room-sharing is common among young professionals to cut down costs. Those considering long-term stays may also explore property investment opportunities, especially off-plan, which offers lower prices and the added benefit of eligibility for the UAE Golden Visa if investing AED 2 million or more.

2. Utilities & Internet

Utility bills (DEWA) can range from AED 500 to AED 1,500 monthly depending on usage. Internet packages start around AED 300. All-inclusive apartments (with utilities and internet included) are an option worth considering.

3. Transportation

  • Public Transport: Monthly pass from AED 140 to AED 300

  • Car Ownership: Vehicle prices range from AED 30,000 to AED 200,000+. Petrol remains reasonably priced.

  • Taxis & Ride Apps: Widely used, but can be costly if used daily.

4. Food & Dining

  • Groceries: AED 2,000–3,500/month for a family

  • Dining Out: Mid-range meal AED 50–100; fine dining AED 500+

5. Healthcare

Dubai has high-quality healthcare. Basic private insurance starts around AED 600; more comprehensive plans go up to AED 15,000/year. Employers typically provide health insurance for employees, but dependents must be insured separately.

6. Education

Private schooling ranges between AED 20,000 and AED 100,000 annually. Factor in school transport, uniforms, books, and activity fees.

7. Leisure & Lifestyle

  • Gym Memberships: AED 100–800/month

  • Cinema Tickets: AED 35–50

  • Attractions/Theme Parks: AED 200–400/visit

8. Golden Visa Perks

Investing AED 2 million+ in real estate makes you eligible for a long-term 10-year residency visa. Benefits include:

  • Family sponsorship

  • Ease of travel

  • Long-term stability

  • Fewer visa renewals

Final Thoughts

Dubai offers a range of lifestyle options to fit various budgets. Whether you're living modestly or indulging in luxury, knowing your expenses will help you make confident and informed financial decisions.